Lending Guidelines
Apex (Alt Doc) · Montage (Full Doc) · Spectrum (DSCR)
Guidelines & Matrices
APEX (Alt Doc) MONTAGE (Full Doc) SPECTRUM (DSCR) GUIDELINES
Portfolio GuidelinesPortfolio Guidelines v1.0 (1-1-2026).md
Apex Prime Matrix — FundLoans
Apex (Alt Doc)Apex Matrix v 1.0 (01-01-2026).md
Montage Prime Matrix — FundLoans
Montage (Full Doc)Montage Matrix v 1.0 (01-01-2026).md
Spectrum Matrix — FundLoans
Spectrum (DSCR)Spectrum Matrix (01-01-2026) v1.0.md
Eligibility Rules (If-Then)
Apex (Alt Doc) — Eligibility Rules (If-Then Format)
Apex (Alt Doc)Apex Matrix v 1.0 (01-01-2026)_rules.md
Montage (Full Doc) — Eligibility Rules (If-Then Format)
Montage (Full Doc)Montage Matrix v 1.0 (01-01-2026)_rules.md
Spectrum (DSCR) — Eligibility Rules (If-Then Format)
Spectrum (DSCR)Spectrum Matrix (01-01-2026) v1.0_rules.md
Model Analyses
Claude Opus 4.6 Analysis: Portfolio Guidelines v1.0 (1-1-2026)
Portfolio GuidelinesPortfolio_Guidelines_v1_0__1-1-2026___Claude_Opus_4_6.md
Gemini 2.5 Pro Analysis: Portfolio Guidelines v1.0 (1-1-2026)
Portfolio GuidelinesPortfolio_Guidelines_v1_0__1-1-2026___Gemini_2_5_Pro.md
Claude Opus 4.6 Matrix Analysis: Apex Matrix v 1.0 (01-01-2026)
Apex (Alt Doc)Apex_Matrix_v_1_0__01-01-2026___Claude_Opus_4_6.md
Claude Opus 4.6 Matrix Analysis: Montage Matrix v 1.0 (01-01-2026)
Montage (Full Doc)Montage_Matrix_v_1_0__01-01-2026___Claude_Opus_4_6.md
Claude Opus 4.6 Matrix Analysis: Spectrum Matrix (01-01-2026) v1.0
Spectrum (DSCR)Spectrum_Matrix__01-01-2026__v1_0__Claude_Opus_4_6.md
Gemini 2.5 Pro Matrix Analysis: Apex Matrix v 1.0 (01-01-2026)
Apex (Alt Doc)Apex_Matrix_v_1_0__01-01-2026___Gemini_2_5_Pro.md
Gemini 2.5 Pro Matrix Analysis: Montage Matrix v 1.0 (01-01-2026)
Montage (Full Doc)Montage_Matrix_v_1_0__01-01-2026___Gemini_2_5_Pro.md
Gemini 2.5 Pro Matrix Analysis: Spectrum Matrix (01-01-2026) v1.0
Spectrum (DSCR)Spectrum_Matrix__01-01-2026__v1_0__Gemini_2_5_Pro.md
GPT-4o Matrix Analysis: Apex Matrix v 1.0 (01-01-2026)
Apex (Alt Doc)Apex_Matrix_v_1_0__01-01-2026___GPT-4o.md
GPT-4o Matrix Analysis: Montage Matrix v 1.0 (01-01-2026)
Montage (Full Doc)Montage_Matrix_v_1_0__01-01-2026___GPT-4o.md
GPT-4o Matrix Analysis: Spectrum Matrix (01-01-2026) v1.0
Spectrum (DSCR)Spectrum_Matrix__01-01-2026__v1_0__GPT-4o.md